Archive for the ‘Uncategorized’ Category
Saturday, June 4th, 2011
New ObmahCare plans have seniors paying for the first dollar benefits, which will really put thousands of dollars of expenses right into the seniors lap. With reduced benefits and increased cost, how will a senior make it? Many used to turn to a Medicare Supplemental Insurance plan offered by individual insurance companies, however they are in jepordy to under these same OBMAhCARe(less)cuts!
How many politicians have insurance companies in their pockets? We never really know the full cost of our insurance because there is not full tranceparancey with the insurance companies. Who they pay, why they pay and how much, yet our rates go up every year becasue they say their cost go up. Is that the doctors cost or is that for more expensive lobbiests? Will we ever know? Probably not, it sounds like good campaign fodder but like alot of politics it is just a bunch of bull. We see this even in sectors like Medicare Gap Coverage and medigap.
On the local level Kamal Nath Politician has served as He served as Union Minister of State for the Environment and Forests (Independent Charge) from 1991 to 1995, then as Union Minister of State for Textiles (Independent Charge) from 1995 to 1996 and may be one to watch.
Medicare gap insurance or MEDIGAP insurance is also very tightly controled, but still not transparent.
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Wednesday, April 20th, 2011
Most agents get in the business of insurance for two reasons:
1) To make a good long term living, in a rewarding carreer.
2) They are people pleaser and they like to serve and help people.
Well it is not to long after becoming an agent that you realize thate are some giants in the business who control alot of the market, and you wonder how will I as a small agent ever compete? Chances are you cant, because they are years ahead of you and millions of dollars in marketing above you. Especially if you are selling Medigap plans , even if you are offering thr best medi-gap plans.
So what is an agent to do? Well we suggest teaming with other agents and agencies, to combine your marketing dollars to make a real impact.
Many agents together can really make an impact, and have a positive outcome for all agents involved to make MEDICARE SUPPLEMENT LEADS !
We are working with a company on FAMILY HEALTH INSURANCE that alone had lower rankings on Google but with a team approach they are higher, making more leads and it is a win for all!
We are now working alot with agents who are Selling Medicare Supplements online, and seeing some pretty good success.
Take a look at a few of our favorite medicare Supplemental Insurance sites:
http://www.medicaresupplementsmadeeasy.com
http://www.medigap4seniors.com
http://www.medicarequote4u.com , is the newest team of agents working with us and we hope to seem them in the top 20 for all their keywords soon.
We all understand that the babyboomers represent a huge opportunity for insurance agents. With upward of 17,000 people turning 65 EVERY DAY , this is an AGENT DREAM.
Many of the Medicare Supplements companies have been in the dark ages as far as technology, mutual of omaha medicare Supplements are online and we hope to see Sentinal and Forethought online shortly allowing agents to enroll over the phone. Medicare Quote will be one of the hottest keywords online for the next many years, so if you are not taking advantage of this opportunity call me and Iwill gladly help you get on the right path to success.
Our goal is to provide years of internet and online experiance to help you grow and build your medicare Supplemental business along side us! Call 972.800.6670 for more information!
Customers looking for medicare Supplement quotes call 1-800-MEDIGAP
 MEDIGAP INSURANCE www.policystore.com/insurance-leads/dental-insurance-leads medicare supplement leads
http://www.medigapinsurancemaine.com/medicare-supplement-leads-internet-direct-mail-referrals/06/2011/
medicare supplement
leads
http://www.medicaresupplementalinsurancearizona.com/medicare-supplement-leads-internet-direct-mail-referrals/05/2011/ medicare
supplement leads
http://policystore.com/medicare-supplement-lead.php
http://www.policystore.com/medicare-supplement-leads.php
Tags: medicare Quote, selling medicare supplements over the phone
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Monday, January 31st, 2011
Student health insurance can be very confusing these days of Obamacare. With the age that students can stay on their parents group plan and all the different carriers changing the rules daily, students can become very confused. My favorite plan is the Tonik Health Insurance offered in many states.
Policy store.com is here to help students and their time of need. Many students don’t understand the risks they have or what can come of large medical bills and how that will impact their future. The number one reason for bankruptcy in America has to do with medical care.
Student health insurance can be obtained quickly typically because students are healthy and do not have to go through the underwriting guidelines that older individuals may have to go through. However if you do have a pre-existing condition that will slow down the process but some plans can be approving as quickly as 24 hours.
Because of the age of the student the premiums should be low or lower than typical individual health insurance for student health insurance. Plans may differ if you are looking for Student Sport Health Insurance !
Many campuses and schools require students to have student health insurance and will not allow you to attend without having a policy in force to cover your medical needs.
When it comes the deductibles and student health insurance. We find that the higher the deductible the lower the premium the lower the premium for more likely to the student will actually paid and keep insurance in place and the simple fact that 97% of Americans never get there to ductal there’s no reason to go with the a low deductible, take the plan you can afford.
CALL today 888.533.3254 for a no obligation quote. If you are looking for part time student health insurance , your options may be different! SOmthing most students are looking for is Cheap Dental Insurance, call Policy Store for that too, or visit http://cheapdentalinsurancein.com
Tags: Student Health Insurance
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Thursday, December 23rd, 2010
Medicare Supplement Open Enrollment: “Things To Do”
Are you the type of person that has to plan everything out so that you feel like you are in control? Is your life, a long list of “things to do”? If you answered yes to either of those questions then there is one more thing you need to add to your list, especially if you are approaching retirement age and this will certainly make you feel that you are more in control that you ever have been. You must pick up the phone and call your insurance agent and ask for information regarding Medicare supplement insurance plans - open enrollment. This bit of information could mean the difference of being financially secure in retirement to absolute destitution. Let me explain.
As you may be aware, once you reach 65 you are automatically enrolled in traditional Medicare. Medicare will cover approved procedures and service for items such as hospitalizations, emergency services, out patient services and medical equipment. It is divided into two parts, Part A and Part B. While Part A is essentially your hospitalization coverage, Part B is you medical coverage. Part B will require a monthly premium as well as deductibles and co-payments. It is great coverage and it will cover 80% of approved procedures and services leaving the remaining 20%, which is your responsibility. If you are in excellent health the remaining 20% may not be a big deal for you. However, if you have and kind of medical condition you may be setting yourself up for a financial disaster, especially if you are among the many who will be on a fixed income in your retirement years. This certainly will not figure into your plans and you will feel more out of control than ever before. With a Medicare supplemental plan you can plan almost to the penny what you out go will be as far as expenses for health care is concerned.
As was stated above you will automatically be enrolled in Medicare supplemental insurance comparison at age 65, at that time you are eligible to enroll on a Medicare supplement insurance plans. If you do enroll during the open enrollment phase you have guaranteed coverage regardless of the condition of your health. For one monthly premium payment your 20% responsibility will be covered 100%. So go ahead and make your list of “things to do”, but be sure that calling your insurance agent is at the top. get a “No Obligation” Medicare Gap Insurance quote online or call today.
More Medicare Supplement Quotes from http://policystore.com
Medicare Plans are changing, and you may be able to save yourself or a loved one. get more information about Medicare Supplemental Insurance at http://www.medicaresupplementsmadeeasy.com or http://www.medicarequote4u.com , you can also try http://www.medicare.gov
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Wednesday, December 1st, 2010
Senior Health Insurance Company: Turning 65 Can Be A Very Exciting Time
Turning 65 can be a very exciting time in someone’s life. It marks achievement and longevity. It marks a time in your life when you are at a crossroad. Do you slow down a little bit and take life easy or do you keep going ninety to nothing since you are now retired? There is nothing wrong with either of these options, but whichever you choose make sure that you have the insurance coverage you need from a reputable Senior Health Insurance company. As you know, when you do turn 65 you are automatically enrolled in traditional Medicare. This comes in two parts, Part A and Part B.
Medicare Part A is essentially hospital insurance and will cover the obvious, hospital stays. It also covers emergency visits and nursing care facilities. Medicare Part B is medical insurance and will cover items like doctor visits, outpatient care and medical equipment. Part B comes with a monthly premium that is paid to your private insurance provider. In addition it requires co-payments and deductibles. Medicare will pay for up to 80% of approved services and procedures leaving you with the remaining 20% balance. Perhaps that does not seem like a lot because you are currently in great health. But let’s face it, as we age we will require more and more medical attention. If you should contract a life threatening illness your 20% will seem like a million dollars if you don’t have good coverage. That is where a senior health insurance policy would come into play. A senior health insurance policy would cover your 20% portion at 100% coverage for just a small monthly premium payment, like a United of Omaha Medicare Supplement . Once you turn 65 and are enrolled in Medicare you are eligible to enroll in a senior health insurance program. This can be done quick and easy. If you apply during open enrollment you are guaranteed coverage regardless of the condition of your health.Turning 65 can be a very exciting time when you have the coverage you need when it comes to United of Omaha Medicare Supplements insurance coverage. Take the stress out of retirement and stop wondering how you are going to afford good medical care when the time arises. Call or email your senior health insurance agent today and get the process started. You can apply well in advance so that when the day comes and you turn 65 you will have the coverage you need at a great policy rate that you can afford, get a Medicare Supplemental Insurance quote today!
http://the-policy-store.com/united-of-omaha-medicare-supplement/2010/12/
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Friday, September 3rd, 2010
Avalere Health, a well respected research firm in the medical industry, published a study that estimates over 3 million Medicare beneficiaries will have their current drug plan terminated. This will most likely create an unpleasant inconvenience for these seniors who will see unexpected changes in their premiums and copayments according to the analysis.The reason for the termination of certain drug plans stems from the Center of Medicare and Medicaid Services’ (CMS) decision to reduce perplexing and identical coverage. By doing this, CMS hopes this will provide seniors with more significant options, while still offering a good selection of about 30 plans or so in each state (down from 40). It should be noted that the change by CMS does contradict President Obama’s promise that people happy with their current health plans can keep them.Deputy Administrator for Medicare, Jonathan Blum, spoke out against the study saying such studies would be based on guesswork and lead to highly inaccurate results. Insurance industry representatives remain mum on the issue. Consumer advocate groups are praising the changes, as such groups have long held that there are too options right now. According to AP, this year there are nearly 1,600 plans offering a numerous array of options, many of which are identical. As insurance agents, what do you think? Will the simplification of drug plan options make your lives and the lives of your clients easier, or will it reduce your opportunities?
Medicare Expands Smoker Counseling Coverage
On Wednesday, the Department of Health and Human Services (HHS) expanded coverage for smoker counseling. Now, any smoker on Medicare can receive counseling to stop smoking from an authorized professional. Before, Medicare only covered such counseling for those beneficiaries who were diagnosed with or showed symptoms of tobacco-caused disease. By expanding such coverage, HHS hopes to reduce the burden tobacco-related diseases place on the Medicare system. According to Seniorjournal.com, it is estimated that between 1995 and 2015, tobacco-related diseases will cost Medicare about $800 billion.
AARP Study Says Popular Drug Prices Soared in 2009
AARP released a report titled The AARP Rx Price Watch Report that found retail prices of prescription drugs soared, rising more than eight percent in 2009. According to the study, 211 of 217 brand name prescription drugs increased in price, significantly exceeding general inflation last year. All top 25 selling brand name drugs saw price increases. The largest increase was Flomax, which increased 24.8%. Furthermore, the study found brand name manufacturers Boehringer Ingelheim and BTA Pharmaceuticals had average price increases of more than 15%. To read the report in its entirety, click here.
Sources: AP, Seniorjournal.com , Precision Senior Marketing
If you are turning 65 or looking for more information reguarding Supplemental Medicare Insurance please call 888.533.3254 |
Tags: 3 Million Seniors to Experience Medicare Drug Plan Switch, Medicare Expands Smoker Counseling Coverage
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